Today’s entry: some quick tips from a bunch of different articles all saying the same thing – every little bit helps! Little sacrifices can go a long way.
For example:
Hitting the drive through for a hot coffee or latte can cost $3 to $5. If you do this every day, it can add up. Spending five dollars a day multiplied by twenty working days a month leads to $100 for one month, $1200 for the year. Cutting back even one day per week can save you $240. Bringing your lunch to work rather than hitting the drive-thru every day can yield similar results.
Movie tickets and snacks & drinks for two can cost $20 or more. Go to the movies once a week, and you’re spending over $1000 per year. Suggestions include renting a movie – its much cheaper. Alternatively, check movies out from the library – that’s free!
Sometimes when we’re facing tough financial times, we need to discern between our wants and our needs. I need food – but do I need to eat out? I want (for some, need) caffeine – but do I need the fancy $5 latte or can I settle for the cup of coffee that costs a dime in the break room? I need a car to get to work – but do I need the latest model with heated leather seats and a GPS? It’s OK to indulge, but in moderation and only when you can afford it.
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