How Healthy Are Your Finances?

Have you ever wondered if what you're spending and saving is in the proposed range? I ran across this neat little calculator/tool at CNNMoney.com.

You simply step through and answer the various questions on different topics, including:

• Housing payment
• Debt
• Emergency Savings
• Diversification
• Company Stock
• Life Insurance
• Retirement Savings

As you answer each question, the site will tell you whether you're doing well or need improvement, and if you need improvement, there are tips on what the suggested levels of spending or saving should be for that topic. In addition to learning how well (or not) you are doing, this is also a good exercise to learn more about overall savings and investments.