Back in 2008, I entered a two-post series on credit & credit reports. As a refresher, here is a link to an article on "How to Read Your Credit Report" that discusses and the four main parts of a credit report.
Remember, each of the three major credit reporting agencies: Equifax, Experian and TransUnion are required to provide one free copy of your credit report to you - EVERY YEAR. But, you must request it from them - they are not required to send it to you automatically.
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